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    PLAN MESRA - TAKAFUL ETIQA

    Manfaat Utama

    • Perlindungan dibolehkan sehingga umur 80 tahun.

    • Akhir tempoh kontrak keseluruhan Akaun Peserta akan dipulangkan + perkongsian keuntungan dari Akaun Peserta dan lebihan Akaun Khas Peserta.

    • Jika berlaku kematian, manfaat yang dibayar adalah jumlah perlindungan + Akaun Peserta Terkumpul + keuntungan Akaun Peserta.

    • Sekiranya berlaku keilatan kekal dan menyeluruh, jumlah perlindungan akan dibayar dalam 5 pembayaran. 10% daripada jumlah perlindungan serta amaun terkumpul dan keuntungan dari Akaun Peserta apabila sahnya keilatan, 10% pada ulang tahun pertama hingga tahun ketiga dan bakinya sebanyak 60% pada tahun keempat dari tarikh keilatan.

    • Nilai serahan Akaun Peserta terkumpul dari tahun kedua penyertaan. Boleh dikeluarkan tanpa perlu bayar balik.

    • Atas apa juga sebab, sekiranya anda tidak dapat meneruskan sumbangan, anda boleh memilih satu daripada pilihan di dalam ‘peruntukan bukan lucuthak’ untuk meneruskan penyertaan.


    MENJANGKAU HARAPAN MEMUGAR IMPIAN

    MENJANGKAU HARAPAN MEMUGAR IMPIAN
    Ketika mengendalikan Sistem SISMEP di Permatang Pauh. Sistem ini dapat mengenalpasti pengundi setiap rumah.

    Tuesday, August 12, 2008

    THE MORALITY OF DEFECTION

    From The Malaysian Insider
    Crossing over is too neutral. Let’s call it defection.

    I have forgotten the exact date of Dr Chandra Muzaffar’s defection to the Barisan Nasional. He was a founding member of my party, yes, and deputy president too.

    Was there any sweetener involved? Only God knows. He became a scholar again, and a BN public intellectual. For several years he was out of the limelight; for as long as he was a PKR leader, he was a bête noire to the BN media establishment.

    He must have really missed the celebrity status. Now as the political scientist of the powers that be, he gives big-time interviews, and has regained his status as the expert commentator in the mainstream media and writes longish articles. He can speak the truth (all the time?), and this is the irony to the powerless.

    I do not wish to repeat what has been said about him. Suffice for the reader to scan through the comments in this portal regarding his recent statement about Datuk Seri Anwar Ibrahim’s so-called obsession to become the next prime minister via the back door.

    Unless he was bribed, Chandra must sincerely believe that his defection was virtuous. Let’s grant him the benefit of the doubt. But what makes him think that he is the only person capable of virtuous defection?

    Read More......