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    PLAN MESRA - TAKAFUL ETIQA

    Manfaat Utama

    • Perlindungan dibolehkan sehingga umur 80 tahun.

    • Akhir tempoh kontrak keseluruhan Akaun Peserta akan dipulangkan + perkongsian keuntungan dari Akaun Peserta dan lebihan Akaun Khas Peserta.

    • Jika berlaku kematian, manfaat yang dibayar adalah jumlah perlindungan + Akaun Peserta Terkumpul + keuntungan Akaun Peserta.

    • Sekiranya berlaku keilatan kekal dan menyeluruh, jumlah perlindungan akan dibayar dalam 5 pembayaran. 10% daripada jumlah perlindungan serta amaun terkumpul dan keuntungan dari Akaun Peserta apabila sahnya keilatan, 10% pada ulang tahun pertama hingga tahun ketiga dan bakinya sebanyak 60% pada tahun keempat dari tarikh keilatan.

    • Nilai serahan Akaun Peserta terkumpul dari tahun kedua penyertaan. Boleh dikeluarkan tanpa perlu bayar balik.

    • Atas apa juga sebab, sekiranya anda tidak dapat meneruskan sumbangan, anda boleh memilih satu daripada pilihan di dalam ‘peruntukan bukan lucuthak’ untuk meneruskan penyertaan.


    MENJANGKAU HARAPAN MEMUGAR IMPIAN

    MENJANGKAU HARAPAN MEMUGAR IMPIAN
    Ketika mengendalikan Sistem SISMEP di Permatang Pauh. Sistem ini dapat mengenalpasti pengundi setiap rumah.

    Sunday, November 2, 2008

    BEGINDA URGED TAIB TO STEP DOWN

    Malaysiakini's report:beginda minda prs 011108 04

    First, he called Parti Pesaka Bumiputera Bersatu (PBB) and Umno ‘bullies’.
    MCPX

    Now Parti Rakyat Sarawak’s (PRS) former publicity head of its Balleh division Beginda Minda has boldly called on PBB president Abdul Taib Mahmud to step down as Sarawak chief minister.

    Revealing bundles of flawed strategies in the Taib administration on Mkini.tv’s 'Uncensored' talk show, Beginda also held long-serving Iban Deputy Chief Minister Alfred Jabu equally responsible for the agony and sufferings of the Dayak community, adding that “Jabu should also seriously consider retirement as soon as possible".

    "Taib’s era has passed. It is time for him to give way to the younger generation to take over the reins of power in Sarawak. Twenty seven years as chief minister is long enough,"

    Beginda insisted that he was not launching a personal attack at these two Sarawak leaders but that he has decided to come out publicly to “say what has to be said” as he (Beginda) is also a member of a BN component party.

    “My request is for Taib and Jabu to step down gracefully and retire as honourable and respected statesmen. Surely, it is better to go that way than to be forced out of office through people’s power,” he reasoned.

    "Taib has been active in politics since the first days of independence in 1963 and has been chief minister of Sarawak since 1981. Alfred Jabu has been in active politics since 1974 and was made deputy chief minister shortly after.

    "Admittedly, these two gentlemen have done much for Sarawak. There have been pluses, I grant that, but there are many negatives as well," he said.

    Beginda touched on several issues close to the hearts of Sarawak Dayaks during the interview. He spoke at length on the land issue, uneven development in the state, lack of employment opportunities and the ‘sufferings’ of his Iban community.

    “It is a fact that after 45 long years of independence, many areas in Sarawak are still not being developed, including my hometown of Kapit.

    "Kapit is still the same as it has been during the colonial time of the British. During the time of Rajah Charles Vyner Brooke, we were rowing sampans as there were no roads to get out of Kapit.

    “Today, there are still no roads linking Kapit to other towns and we still have to use boats ... only that this time, the boats have engines.

    "I know that the two gentlemen (Taib and Jabu) will not be able to tolerate my public expression of these grouses. But the truth must be told. Enough is enough … my advice to them is not to wait until people demonstrate in the streets," he said.

    Beginda also reiterated that PBB has an ‘apparent policy’ of undermining their coalition partners in "varying degrees of subtlety".

    "The BN partners - Sarawak United People's Party (Supp), PRS or Sarawak Progressive Democratic Party (SPDP) - are in themselves complete organisations and their interests need to be respected. Interference by a senior partner, no matter the guise, is a form of bullying.

    "Bullying goes against the grain of good and just participation in political affairs and dilutes the effectiveness of coalition partners when in fact they (the partners) should be effective and are seen as effective.

    "Inevitably a coalition partner which is denied an effective delivery system will be held in ever diminishing esteem by the electorate," said Beginda.

    Beginda was removed as publicity chief of the PRS Balleh division on Oct 27 following his ‘bully’ statement published in Malaysiakini two days earlier. He maintained he has no regrets over what he said.

    taib mahmud alfred jabu pbb prs 011108Asked whether Taib could be behind the disbandment of Dayak-based parties, Beginda said: "It is very clear."

    "One of the impacts of political interference has been to wreck the political cohesiveness of the Dayak people.

    "Every decade, it seems that the Dayaks have to create a new party and as long as the party is young and new, it will be a junior partner. This is what PBB wants," said Beginda.

    “If you look at the history of Snap, PBDS, SPDP and PRS, you will know what I am talking about,” he added.

    Beginda also rebuked Sarawak's land policies which have not been reviewed since the 1960s although Taib has been in power for 27 years.

    "There have been many disputes over land ownership and the exploitation of resources, such as timber, which have pitted timber companies against natives who have traditionally regarded tracts of land to be theirs," he lamented.

    "In Sarawak million of acres of NCR land are affected and the economic opportunity for the Dayaks from their lands are lost. The natives need the ownership of their lands to be put in order through proper surveying," said Beginda.

    He urged the state government to adhere to growing public dissatisfaction regarding land policy and ensure commitment to review current land policies.

    "The uproar last month in Bekenu Sibuti, where the Kedayan people were under threat of an eviction order apparently made to make way for plantation development, need not have happened if a proper land policy that protects native lands and if a proper land adjudication had been put in place.

    "This is no longer just an abuse of power but oppression of the people. If this goes on, the natives will lose everything," he said.

    Baginda Minda pernah menjadi terkenal apabila kes liwat Anwar Ibrahim dibicarakan di mahkamah 1998. Pendedahan berani mengenai hubungan intimnya dengan Ummi Hafilda (adik Azmin Ali-Naib Presiden PKR) menggemparkan arena politik tanahair. Semasa bertemu beliau di Permatang Pauh Ogos lalu, saya berkesempatan mengorek cerita tersebut. Baginda dengan berani mendedahkan bahawa beliau dan Ummi Hafilda pada masa itu memang mempunyai hubungan intim. Dan jika Baginda enggan menuruti kehendak Ummi, Ummi mengugut akan bermalam bersama dengan seorang bekas ahli politik UMNO yang bertubuh sasa.

    Dan kini keberanian Baginda menyerlah lagi dengan menasihatkan Taib Mahmud dan Jabu Numpang supaya berundur dari jawatan masing-masing. Tahniah. Nya baruk Iban sejati.